personal finance planning alderley edge

Financial Planning – How we work

As a first step, we arrange a complimentary financial consultation where we discuss your primary financial needs and objectives, explain how we work, and answer your initial questions. By hearing about our philosophy and how we help our existing clients, you’ll have the opportunity to discover how financial planning can add real value to your life. We follow the below structured financial planning program to create the individual financial strategies that will help you achieve your life goals and objectives:

  • Discovery – To identify your real needs and objectives, we go into much greater detail with you via our Discovery session. Together we look at your history and develop your well-defined life goals. We gather detailed financial information to help us build a complete picture of you and your finances. We use scientifically developed psychometric questionnaires to identify your comfort level when we talk about risk. We discuss the outcomes with you to ensure you are confident it reflects your real views.
  • Analytics & Research – The data and information gathered is then put through their paces via our Analysis & Research sessions. These sessions include a series of complex analytical calculations to fully understand your current financial position. We identify any areas where it is felt your existing financial arrangements could be more effective, to help achieve your stated objectives. We then begin our research activities which include product research, provider research, platform research, wrapper selection and fund solution selection.
  • Develop – With a full understanding of your circumstances and priorities, we begin developing your financial strategies. The ensuing comprehensive financial planning report sets out our recommendations and professional advice for you to achieve your desired goals and objectives, both in the short and longer term. We present you with your tailored report and meet with you to explain and discuss your report in detail.
  • Implement –   It is, of course, your decision whether to implement our recommendations and strategies in full, or in part. Attainment of your goals, whether it be some or all of the recommendations will only arise from positive action and your own desire to make this happen. We handle all policy administration on your behalf providing regular updates to keep you informed of progress. We ensure all your documents are issued in line with your expectations and confirm all actions taken on  your behalf in writing.
  • Manage – As a valued client of ours, we professional manage your financial plan and carry out structured reviews to give you peace of mind. We assess your current circumstances and any changes to your plans that are needed. We instil discipline and make sure that you remain on track and working towards achieving your goals and objectives. Each review also takes account of any changes in your personal circumstances.

All of our solutions deploy best-of-class technology and systems such as the Dynamic Planner solution, with its market leading financial planning and reporting module software tools.

We also deploy the award-winning Ascentric wrap technology platform solution, which provides access to a number tax wrappers and gives the highest levels of control, transparency and flexibility around for your portfolio.