WELCOME TO

MAMUCIUM CAPITAL

INDEPENDENT FINANCIAL ADVICE. PROFESSIONALLY DELIVERED.

LIFE-CENTRED FINANCIAL PLANNING | PRIVATE WEALTH MANAGEMENT | INVESTMENT EXPERTS

Let's Start With You

You'd like to simplify your financial life.

Like some of our existing clients, you may be a serial entrepreneur who has built up and sold a number of businesses. Alternatively you may have acquired capital over time or through a life event or from a successful career. 

As a custodian of wealth you want to continue funding your existing lifestyle, support your family and pass it on to the next generation, in the best possible way.

You welcome and recognise the value of expert advice and professional business relationships. 

You want to feel both excited and reassured about your financial future.

You want to be able to relax about your money and focus on what's really important to you.

You earn more than £100,000 a year. Or you own investable assets (including pension) of £1,000,000. 

If this sounds like you and you'd like to know more about becoming a client, we'd love to meet you and hear about you and your story.

Let's Start With You

How We Can Help You

Through your hard work, passion & talent you have generated wealth. A relationship with us will ensure you get the time to enjoy it. 

Life-Centred Financial Planning

Life-Centred Financial Planning

Our purpose is to help you experience the best life possible with the money that you have. We do this via a structured series of discovery, planning and review meetings. We help you to organise your financial affairs to meet your life goals. We really get to know you, your values and what's important to you. We create for you a bespoke Life-Centred Financial Plan. 

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Private Wealth Management

Private Wealth Management

Your investment portfolio is designed to be the funding vehicle of your Life-Centred Financial Plan. Carefully created using Nobel Prizing winning and evidence based academic insight. We manage your investments on an ongoing basis to ensure that you keep on track. True wealth management is not just for today it's for tomorrow too. 

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Personal Finance Portal

Personal Finance Portal

We help you get your financial house in order and help keep it that way. We enable you to view all of your financial information at the click of a button via our Personal Finance Portal (PFP). So whether you're looking for up-to-date portfolio valuations, want to review any of your policy documents or simply get in touch, PFP has it covered. 

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Independent. Ruthlessly client focused.

Our Investment Process

Mamucium Capital works with you to create an investment strategy and plan that balances your key objectives with your attitude to risk, accounting for current and potential tax positions. We deploy a two stage process to determine your agreed risk profile. First we assess your attitude to risk by obtaining your ‘natural’ Risk Profile through the completion of a psychometric questionnaire. We then hold an in-depth discussion to reach an ‘agreed’ Risk Profile.

Attitude to risk questionnaire

We use the Oxford Risk psychometric questionnaire. Oxford Risk is a spin-out company of the University of Oxford, offering solutions for investor risk profiling for the financial markets. Devised from decades of academic research into the measurement of psychological traits, the format uses psychometric questions to evaluate a your overall willingness to take risk. 

Discussion with our clients

During the discussion with our clients we review your natural risk profile, your capacity for loss as well as your required returns. We demonstrate the differences between the risk profiles and projected probable returns including associated volatility. Our aim is to help you make the best decisions for your investments.

Model likely outcomes

We then interactively explore the relationship between risk and return against your investment goals. Our modelling is powered by Moody’s stochastic engine, which looks at over 1,000 different scenarios to present the most likely investment outcomes. The economic assumptions are updated quarterly, to ensure that the projections are taking into account current market conditions and forecasts so that you can be confident in the most likely outcomes.

Independent Investment Committee

Our complete centralised investment process is backed up by an expert, independent investment committee. Their responsibilities include designing and monitoring the Strategic Asset Allocation. The committee will work to the best of its ability to ensure the asset allocation is appropriate to deliver the expected client outcomes of the risk profiling and financial planning process. 

Our Model Investment Portfolios

As part of the Investment Solutions made available through Mamucium Capital Investment Services, we offer our own range of low-cost model portfolio solutions. We have independently constructed our model portfolios using our Independent Investment Committees’ strategic asset allocations for each of the risk levels. The funds that make up the Model Portfolios are reviewed on a quarterly basis and individual fund fact sheets are provided as part of the process.

WE CREATE A SUCCESSFUL INVESTMENT EXPERIENCE FOR YOU

HOW WE WORK

The six core values in our Life-Centred planning model are as follows :

A Life-Centred Approach

A Life-Centred Approach

Our purpose is to help you achieve the best life possible with the money you have. We will work in partnership with you, putting your life at the centre of our conversations. We will take time to understand YOU, your history, philosophy, present and future needs and objectives so that we can help you put your money to good use.

Organisation

Organisation

We will help you get your financial house in order. We will provide for your lifetime income and expenditure needs and your tax planning, investments, protection and estate planning.  We provide you with access to our Personal Finance Portal (PFP) so you can view your finances online 24/7/365.

Accountability

Accountability

We will help hold your feet to the fire of your STATED best intentions. We help you follow through on your commitments by working with you to prioritise your goals, show you the steps you can take and regularly review progress towards achieving them. 

Objectivity

Objectivity

We provide insight to help you avoid emotionally driven decisions in important money matters. We are available to consult with you at key moments of decision making, doing the research to ensure you have all the necessary information at hand.

Proactivity

Proactivity

We will work with you to antipate your life transitions and to be financially prepared for them by regularly assessing what is coming and creating the action plan to address and manage these life transitions ahead of time.

Knowledge

Knowledge

We explore the specific knowledge needed for you to succeed by first thoroughly understanding your situation, then providing the resources to help with your decision making. We explain the options and explore the risks associated with each choice, both intellectually and emotionally.

Independent Financial Advice

As independent financial advisors, we are uniquely placed to give you truly independent financial advice. We have no financial conflict of interest in selling products, increasing investment transactions or modifying portfolios. 

We have a strong incentive to minimise your costs and maximise your account value, since our fees can grow only if the size of your account grows. Our pricing structure is based around the value we deliver, not the time we spend providing services. We only use investment funds, custodians and financial products which are commission free and always negotiate with product providers to reduce costs where possible. This leaves more money with you, not the funds managers or providers. We don't charge for trading or rebalancing. All fees, expenses and transaction charges are fully disclosed and clearly accounted for.

Partners We Work With

As independent financial advisors, we're free to choose from an unlimited number of product providers, investment portfolio options, funds, strategic partners and qualified professionals. The strategic partners we work with provide access to leading economic research and portfolio expertise. They also provide better targeted funds, in more desirable portions of the world's markets, than those available to retail investors. The qualified accountants, lawyers and other professionals we recommend are known, trusted and leading practitioners in their specialised fields. Where required, we can create an integrated team of expert professionals who talk to each other and work well together, with your interests at the heart of everything they do.