WELCOME TO

MAMUCIUM CAPITAL

INDEPENDENT FINANCIAL ADVICE. PROFESSIONALLY DELIVERED.

PRIVATE WEALTH MANAGEMENT | ASSET MANAGEMENT | INVESTMENT EXPERTS

Let's Start With You

You'd like to simplify your financial life.

Like some of our existing clients, you may be a serial entrepreneur who has built up and sold a number of businesses. Alternatively you may have acquired capital over time or through a life event or from a successful career. 

As a custodian of wealth you want to continue funding your existing lifestyle, support your family and pass it on to the next generation, in the best possible way.

You welcome and recognise the value of expert advice and professional business relationships. 

You want to feel both excited and reassured about your financial future.

You want to be able to relax about your money and focus on what's really important to you.

You earn more than £100,000 a year. Or you own investable assets (including pension) of £1,000,000. 

If this sounds like you and you'd like to know more about becoming a client, we'd love to meet you and talk about your goals and needs.

Let's Start With You

How We Can Help You

Through your hard work, passion & talent you have generated wealth. A relationship with us will ensure you get the time to enjoy it. 

Financial Planning

Financial Planning

 Through a structured series of discovery, planning and review meetings, we help you to organise your financial affairs to meet your goals. We really get to know you, your values and what's important to you. Simplifying your life is what we are about. 

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Wealth Management

Wealth Management

 We help enable our clients to ensure their wealth continues to work for generations to come. We manage your investments on an ongoing basis to ensure that you keep on track. True wealth management is not just for today it's for tomorrow too. 

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Personal Finance Portal

Personal Finance Portal

We enable you to view all of your financial information at the click of a button via our Personal Finance Portal (PFP). So whether you're looking for up-to-date portfolio valuations, want to assess your portfolio's performance or simply get in touch, PFP has it covered. 

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Independent. Ruthlessly client focused.

Our Investment Process

Mamucium Capital works with clients to create an investment strategy and plan that balances their key objectives with their attitude to risk, accounting for current and potential tax positions. We deploy a two stage process to determine a client’s agreed risk profile. First we assess their attitude to risk by obtaining their ‘natural’ Risk Profile through the completion of a psychometric questionnaire. We then hold an in-depth discussion to reach an ‘agreed’ Risk Profile.

Attitude to risk questionnaire

We use the Oxford Risk psychometric questionnaire. Oxford Risk is a spin-out company of the University of Oxford, offering solutions for investor risk profiling for the financial markets. Devised from decades of academic research into the measurement of psychological traits, the format uses psychometric questions to evaluate a client's overall willingness to take risk. 

Discussion with our clients

During the discussion with our clients we review their natural risk profile, their capacity for loss as well as their required returns. We demonstrate the differences between the risk profiles and projected probable returns including associated volatility. Our aim is to help clients make the best decisions for their investments.

Model likely outcomes

We then interactively explore the relationship between risk and return against our clients' investment goals. Our modelling is powered by Moody’s stochastic engine, which looks at over 1,000 different scenarios to present the most likely investment outcomes. The economic assumptions are updated quarterly, to ensure that the projections are taking into account current market conditions and forecasts so that our clients can be confident in the most likely outcomes.

Independent Investment Committee

Our complete centralised investment process is backed up by an expert, independent investment committee. Their responsibilities include designing and monitoring the Strategic Asset Allocation. The committee will work to the best of its ability to ensure the asset allocation is appropriate to deliver the expected client outcomes of the risk profiling and financial planning process. 

Our Model Investment Portfolios

As part of the Investment Solutions made available through Mamucium Capital Investment Services, we offer our own range of low-cost model portfolio solutions. We have independently constructed our model portfolios using our Independent Investment Committees’ strategic asset allocations for each of the risk levels. The funds that make up the Model Portfolios are reviewed on a quarterly basis and individual fund fact sheets are provided as part of the process.

WE CREATE A SUCCESSFUL INVESTMENT EXPERIENCE FOR YOU

HOW WE WORK

Here are the six main ways we can help you.

Getting Financially Well Organised

Getting Financially Well Organised

Through a structured series of discovery, planning and review meetings, we help you to organise your financial affairs to meet your goals. We really get to know you, your values and what's important to you so that we can offer best advice. 

Simplifying Your Life

Simplifying Your Life

This is crucial to what we do. Provided there are no significant tax implications or financial penalties, consolidating your accounts saves time, money and complexity. Our Personal Finance Portal gives access to all of your finances 24/7 in one place. 

Creating Your Master Plan

Creating Your Master Plan

Together we will create an achievable and fulfilling lifetime financial master plan. This will ensure you have a clear strategy to help you accomplish your life goals and aspirations. Life is not a rehearsal; a plan will make your goals a reality. 

Building Bespoke Investment Portfolios

Building Bespoke Investment Portfolios

Your investment portfolio is designed to be the funding vehicle of your Master Plan. Carefully created using evidence based academic insight. Complete centralised investment process backed by a committee. Ensuring financial independence for you and your family.  

Maintaining Discipline

Maintaining Discipline

The world of financial advertising continually promises easy money. Our clients are comfortable with the capital market rate of return and reassured by the way we carefully measure the progress of their portfolios. Our annual consulting service covers continual review, rebalancing and support - tailored to your individual needs. 

Behavioural Coaching

Behavioural Coaching

As humans, our emotional wants are in constant battle with our financial needs. We will endeavor to stop you from doing anything that is financially self-destructive. We'll provide clarity about the confusing world of wealth creation and help you avoid the 'big mistakes'. 

Independent Financial Advice

As independent financial advisors, we are uniquely placed to give you truly independent financial advice. We have no financial conflict of interest in selling products, increasing investment transactions or modifying portfolios. 

We have a strong incentive to minimise your costs and maximise your account value, since our fees can grow only if the size of your account grows. Our pricing structure is based around the value we deliver, not the time we spend providing services. We only use investment funds, custodians and financial products which are commission free and always negotiate with product providers to reduce costs where possible. This leaves more money with you, not the funds managers or providers. We don't charge for trading or rebalancing. All fees, expenses and transaction charges are fully disclosed and clearly accounted for.

Partners We Work With

As independent financial advisors, we're free to choose from an unlimited number of product providers, investment portfolio options, funds, strategic partners and qualified professionals. The strategic partners we work with provide access to leading economic research and portfolio expertise. They also provide better targeted funds, in more desirable portions of the world's markets, than those available to retail investors. The qualified accountants, lawyers and other professionals we recommend are known, trusted and leading practitioners in their specialised fields. Where required, we can create an integrated team of expert professionals who talk to each other and work well together, with your interests at the heart of everything they do.